Insights

Real estate market insights for Burlington, Hamilton and Niagara

Sandy MacKay
Found Spaces

Oct 14, 2026 · 7 min read

Let Your Tenant Pay Your Mortgage: Why Hamilton's First-Time Buyers Are House Hacking Instead of Renting

Buy a duplex or a house with a legal basement unit, live in one, rent the other. Same 5% down, and you are never stuck. Here is how it works in Hamilton.

#buying#first-time-buyer-hamilton#gen-z-homeowners
Found Spaces

Oct 13, 2026 · 8 min read

You Don't Need $120,000 to Buy Your First Home: 7 Ways Ontario Renters Really Get the Down Payment

Most renters think they need 20% down. On a $600,000 home the minimum is $35,000, and here are the seven places first-time buyers actually find it.

#buying#down-payment#fhsa

Oct 12, 2026 · 4 min read

Two Weeks, Zero Offers? What It Really Means When Your Hamilton or Burlington Home Isn't Selling

No offers in two weeks does not mean your home won't sell. It means the market has handed you data, and the first 14 days are when that data is freshest. My…

#burlington-home-selling#days-on-market#found-method

Oct 11, 2026 · 4 min read

Burlington's September 2026 Numbers Are In: What Sellers Need to Know Before They List

Burlington slowed down in September 2026. There were 179 home sales, down 15% from a year earlier. The average freehold price was $1,056,256, down 10%, accor…

#burlington#burlington-average-house-price#burlington-days-on-market

Oct 10, 2026 · 5 min read

Three Doors, One Price: What a Hamilton Triplex Really Costs Per Unit Right Now

A triplex in Hamilton costs about $266,633 per unit at the median asking price. That comes from a median ask of $799,900 across 71 triplex listings over the…

#cap-rate-hamilton#hamilton-duplex#hamilton-fourplex

Oct 8, 2026 · 4 min read

101 - 50 Lakeshore Road: A $435,000 Updated Condo Townhouse Near Port Dalhousie in St. Catharines

Unit 101 at 50 Lakeshore Road in St. Catharines is a 3 bedroom, 1.5 bath condo townhouse listed at $435,000. It sits in the Lakeport neighbourhood, a few min…

#3-bedroom-townhouse-st-catharines#downsizing-in-niagara#first-time-buyer-st-catharines

Oct 6, 2026 · 6 min read

Hamilton Prices Fell 10% in September 2026. Is Now the Time to Buy a Triplex or Fourplex?

For an investor with steady income and a real plan, yes. This fall is a better time to shop for a Hamilton triplex or fourplex than most of the last few year…

#hamilton-fourplex#hamilton-income-property#hamilton-investment-property

Oct 5, 2026 · 5 min read

The Hamilton Bungalow Play: How I Decide If Adding a Second Unit Is Worth It

Only buy it if four things line up: the financing, the zoning, the tenant and the team. The zoning part is easier than it used to be. Ontario's More Homes Bu…

#adding-a-basement-unit-hamilton#hamilton#hamilton-bungalow-investment

Oct 4, 2026 · 5 min read

How Do I Know If a Hamilton Duplex Is Worth Buying? Sandy MacKay's Four-Part Leverage Test

I decide if a Hamilton duplex is worth buying with four questions. Can I finance it well? Does the zoning let it grow? Are the tenants an asset or a risk? Do…

#hamilton#hamilton-duplex#hamilton-investment-property

Oct 1, 2026 · 6 min read

Burlington's Average House Price Just Moved: What the August 2026 Number Means If You're Selling

The average house price in Burlington, Ontario was $1,145,039 in August 2026. That figure covers freehold homes only: detached, semi-detached and townhouse s…

#burlington-average-house-price#burlington-home-prices-august-2026#burlington-luxury-homes

Oct 1, 2026 · 4 min read

A New Luxury Home Is Being Built in Aldershot, Burlington: Inside 952 Danforth Avenue

A brand-new 4-bedroom, 4.5-bath home with 3,905 sq ft finished is being built on a mature Aldershot street. What's going in, where it is, and how early access works.

#952-danforth-avenue#aldershot-burlington-homes#burlington-luxury-homes

Sep 30, 2026 · 7 min read

Is Hamilton a Good Place to Live? An Honest Answer for People Who Want Their Home to Pay Them Back

Yes. Hamilton is a good place to live, and it is one of the best places in the region to live in a home that earns rent. In August 2026 the average freehold…

#hamilton#hamilton-house-hacking#hamilton-investment-property