Insights

Real estate market insights for Burlington, Hamilton and Niagara

Sandy MacKay

Oct 17, 2026 · 4 min read

A Renovated Two Bedroom in a Corktown Victorian, a Short Walk to Hamilton GO, for $674,900

53 Wellington Street South is a renovated two bedroom, one bathroom main floor apartment in a detached Victorian home in Hamilton's Corktown neighbourhood. I…

#53-wellington-street-south#corktown-hamilton#downtown-hamilton-living

Oct 17, 2026 · 4 min read

A $1,149,000 Legal Fourplex in Hamilton's Durand That Already Nets $75,189 a Year

188-190 Caroline Street S is a legal fourplex in Hamilton's Durand Neighbourhood, listed at $1,149,000. All four units are leased. Together they bring in $91…

#cap-rate-hamilton#caroline-street-south-hamilton#durand-hamilton-real-estate
Found Spaces

Oct 17, 2026 · 7 min read

Stop Waiting for Someday: The Exact Plan I'd Use to Go From Renting to Owning in Hamilton

Sandy MacKay's six-step plan: work backwards from the down payment to a real buy date, then pull the levers that cut years off it.

#buying#down-payment#first-home-plan

Oct 17, 2026 · 8 min read

Why Do So Many Hamilton Duplex and Triplex Listings Relist Before They Sell?

Most Hamilton duplexes and triplexes that relist were priced for the wrong buyer the first time. The seller set one price for a tenanted building as if it we…

#hamilton-duplex-for-sale#hamilton-multi-unit-listing#hamilton-real-estate
Found Spaces

Oct 16, 2026 · 6 min read

Two Friends, One Duplex, No Landlord: How to Buy a House With a Friend in Ontario Without Losing the Friendship

Two FHSAs, two incomes, half the wait. How title works, what goes in your co-ownership agreement, and the exit plan to write on day one.

#buying#buying-a-house-with-a-friend#co-ownership-ontario

Oct 16, 2026 · 5 min read

Should a Toronto Buyer Choose South of the QEW in Oakville or the Lakeshore in Burlington?

If being close to Toronto is the thing you will pay most for, buy south of the QEW in Oakville. If you want more house and more lake for your money, the Burl…

#burlington#burlington-lakeshore-homes#burlington-luxury-real-estate

Oct 16, 2026 · 7 min read

Paying $2,300 a Month in Rent in Welland or St. Catharines? You May Already Qualify to Buy

If your household pays around $2,300 a month in rent and has steady income and about 5% saved, there's a fair chance a lender would already approve you for a…

#first-time-buyer-welland#house-hacking-niagara#mortgage-pre-approval-niagara
Found Spaces

Oct 15, 2026 · 7 min read

Your Kids May Never Buy a Home Without You: How Parents Can Help With the Down Payment and Still Retire Safely

Gift, loan, co-sign, go on title, HELOC or reverse mortgage. The honest trade-offs for Ontario parents, and the retirement test to run first.

#buying#co-signing-a-mortgage#first-time-buyer-ontario

Oct 15, 2026 · 10 min read

Legal in One Niagara Town, Not the Next? How to Check a Second Unit Before You Make an Offer

You find out if a second unit is legal by asking the city it sits in, in writing, before you make an offer. A separate door and a second kitchen prove nothin…

#basement-apartment-permit#brock-student-rental#first-time-buyer-niagara

Oct 15, 2026 · 8 min read

Does a Hamilton House With a Legal Second Unit Rent for More as Two Homes Than as One?

Yes. In most Hamilton houses with a legal second unit, two homes bring in more rent than one. In the twelve months to October 14, 2026, the median asking ren…

#hamilton-basement-apartment#hamilton-house-rental#hamilton-landlords

Oct 15, 2026 · 10 min read

Can Parents in Mexico or South America Buy a Home in Hamilton or Niagara for a Child Studying in Canada?

Right now, mostly no. Not in the parents' own names. Canada's federal ban stops most people who are not citizens or permanent residents from buying a home in…

#buying-a-home-for-an-international-student#buying-a-home-in-ontario-from-abroad#foreign-buyer-ban-ontario

Oct 15, 2026 · 7 min read

A Stove Doesn't Make It a Duplex: How to Tell If a Hamilton Second Unit Is Legal Before You Buy

A second unit in Hamilton is legal only when the City issued a building permit for it and the work passed final inspection. A listing that says "duplex," a s…

#additional-residential-unit-ontario#basement-apartment-hamilton#first-time-buyer-hamilton