Found Spaces Realty Group
Gary Tiwana
Realtor
Punjabi-speaking Realtor, Hamilton, Stoney Creek and Niagara
Gary Tiwana works with Punjabi-speaking families buying, selling and investing in Hamilton, Stoney Creek and Niagara, in Punjabi or English, and lives on the Stoney Creek side of Hamilton himself.
Gary was born in Canada to a family from Patiala, in Punjab, and has been a licensed Realtor since 2018. He speaks Punjabi fluently and holds a conversation in Hindi; the paperwork is in English, and he explains it in whichever language the family is most at ease in. Much of his work is with families moving out from Brampton, Mississauga and Toronto for more house, a bigger lot and a shorter list of bidders, and with relatives helping a newcomer buy a first home.
The homes his clients ask about are specific: a house with a legal second unit for parents or a tenant, a lot that can take a garden suite, a property near the gurdwara, a first home a family can qualify for together. He knows which Hamilton and Stoney Creek streets answer those questions and what the city's rules allow.
Found Spaces Realty Group is the team behind foundspacesrealty.ca's Hamilton investment guides, so when a client asks what a duplex is worth or what a basement unit rents for, the answer comes from the team's own data on both local boards. In September 2026 the average home sold for $659,721 across Hamilton and $768,648 in Stoney Creek; over the twelve months to October 2026 a three-bedroom house in Hamilton listed for rent at a median $2,625 a month and a self-contained unit at $1,800, which is what makes a home with a second unit work for a family: the unit's rent is most of a mortgage payment.
Market snapshot
Both boards, updated October 15, 2026
- Average sold, Hamilton
- $659,721
- September 2026
- Average sold, Stoney Creek
- $768,648
- September 2026
- House rent, Hamilton
- $2,625
- 3+ beds, median asking
- Unit rent, Hamilton
- $1,800
- median asking, the twelve months to October 2026
What he helps with
A home for the whole family
In-law suites, legal second units and garden suites: what Hamilton allows, and which homes already have one.
Moving west from Peel and Toronto
What the same budget buys in Stoney Creek, the Hamilton Mountain and Grimsby, and the commute back.
First home, in Punjabi
Pre-approval, newcomer mortgage programs and the closing, explained in Punjabi to everyone in the family who wants to understand it.
Investing
Duplexes, triplexes and student rentals near McMaster, Mohawk and Brock, priced from both local boards.
Questions people ask
Is there a Punjabi-speaking Realtor in Hamilton or Stoney Creek?
Yes. Gary Tiwana of Found Spaces Realty Group is a Realtor, licensed since 2018, who works with buyers, sellers and investors in Hamilton, Stoney Creek and the Niagara region in Punjabi and English, with conversational Hindi, and lives in Hamilton himself. His family is from Patiala, Punjab.
Can we buy a house in Hamilton with a separate unit for our parents?
Yes. Hamilton allows secondary units and, since 2025, detached garden suites on many lots with a smaller setback from the house than before. Gary Tiwana helps families find homes that already have a legal second unit or a lot that can take one, and explains what the city requires.
Why are Punjabi families moving from Brampton to Hamilton and Stoney Creek?
Price per square foot, lot size and competition. The same budget that buys a townhouse in Brampton often buys a detached house with a second unit in Stoney Creek or on the Hamilton Mountain, and the commute to Peel by the QEW or GO is under an hour.
How much does a house with a legal basement apartment cost in Hamilton?
Over the twelve months to October 2026 an up-and-down duplex in Hamilton listed at a median $728,888, or $364,444 a unit, by Found Spaces' read of both boards, while the average home sold for $659,721 in September 2026. Gary Tiwana shows families the homes that already have a legal second unit and the ones where the city's rules would allow one.
What does a basement unit rent for in Hamilton?
A self-contained unit listed for rent at a median $1,800 a month in Hamilton over the twelve months to October 2026, against $2,625 for a three-bedroom house. For a family, that unit's rent is most of a mortgage payment whether parents live in it this year or a tenant does.
Can my parents and I buy a home in Hamilton together?
Yes. Two or three incomes can go on the mortgage and the title together, which is how many families qualify for a detached home with a second unit. Gary Tiwana walks the whole family through what the lender counts, who signs what, and what a joint purchase means later, in Punjabi or English.
Is Stoney Creek a good place for a Punjabi family moving from Brampton?
The same budget that buys a townhouse in Brampton often buys a detached home with a second unit in Stoney Creek or on the Hamilton Mountain, with the QEW and GO within an hour of Peel. In September 2026 the average Stoney Creek home sold for $768,648. Gary Tiwana lives on the Stoney Creek side of Hamilton himself.
Latest from Gary
- Your Down Payment Speaks for You: How Punjabi Newcomers Buy a First Home in Hamilton Without Canadian Credit
October 14, 2026
Yes, you can buy a first home in Hamilton without a Canadian credit history. Newcomer mortgage programs let a bigger down payment stand in for the credit sco…
Market figures on this page are Found Spaces Realty Group's own reads of both local MLS boards (PropTx and ITSO), September 2026 sales, multi-unit listings over the twelve months to October 2026 and residential lease listings over the twelve months to October 2026; sold figures are monthly averages, listing figures are medians of asking prices. Properties listed are from the team's transaction records. Updated October 15, 2026.