Found Spaces Realty Group
Regina Marin-Suarez
Realtor
Spanish-speaking Realtor, Hamilton and Niagara
Buying a home in Ontario is hard enough in your first language. Regina Marin-Suarez works with Spanish-speaking buyers, sellers and investors in Hamilton and Niagara entirely in Spanish, from the first conversation to the lawyer's office.
Regina was born in Mexico City, lives in Grimsby, and has worked in real estate since she was nineteen. She is fluent in Spanish and English and also speaks French. Her family ties run to Mexico and South America, so she knows what it is to buy in a system that is not the one you grew up with: a different mortgage process, different closing costs, different rules for who pays whom. She takes listing appointments in Spanish, not only buyer calls.
Her work centres on two kinds of client. First homes, including newcomers building Canadian credit from nothing. And house hacking: buying a duplex, triplex or fourplex, living in one unit and letting the rent on the others carry the mortgage, which is the most practical path to owning in Hamilton and Niagara today.
She is part of Found Spaces Realty Group, the team behind foundspacesrealty.ca's Hamilton investment and house-hacking guides, so the numbers behind every answer are the team's own. Her work runs from Hamilton along the lake through Grimsby into St. Catharines, Thorold and Welland, where the average home sold in September 2026 for $635,227 in St. Catharines, $537,493 in Welland and $521,513 in Thorold, against $659,721 in Hamilton.
Market snapshot
Both boards, updated October 15, 2026
- Average sold, Hamilton
- $659,721
- September 2026
- Average sold, St. Catharines
- $635,227
- September 2026
- Duplex asking, St. Catharines
- $449,000
- median, the twelve months to October 2026
- Unit rent, Hamilton
- $1,800
- median asking, the twelve months to October 2026
What she helps with, in Spanish
Your first home in Canada
Pre-approval, what the bank asks a newcomer for, deposits, closing costs, and what each person in the deal does.
House hacking (2 to 4 units)
Which Hamilton and Niagara streets it works on, how much of the rent the lender counts, and what to check before an offer.
Selling
Pricing from both local boards, the paperwork explained in Spanish, and a plan for the move.
Buying from abroad
Family in Mexico or South America buying for a student or a relative: what is possible and what the lender needs.
Questions people ask
Is there a Spanish-speaking real estate agent in Hamilton?
Yes. Regina Marin-Suarez of Found Spaces Realty Group is a Realtor who works with clients in Hamilton and the Niagara region in Spanish and English. She handles the whole purchase or sale in Spanish, including explaining the offer, the mortgage conditions and the closing documents.
Can I buy a home in Ontario from Mexico, or for a child studying in Canada?
Sometimes. Canada's ban on non-Canadians buying residential property has been extended to the start of 2027, with exceptions for some international students, temporary workers and permanent residents who meet the conditions. Regina Marin-Suarez walks a family through which exception applies, what the lender needs from income abroad, and what a Canadian relative or newcomer can buy outright.
Can a newcomer with no Canadian credit history buy a home in Hamilton?
Often, yes. Some lenders have newcomer programs that accept a larger down payment, proof of income and references in place of a Canadian credit history. Regina Marin-Suarez works with mortgage brokers who handle these files and explains each step in Spanish.
What is house hacking and does it work in Hamilton and Niagara?
House hacking is buying a home with two to four units, living in one and renting the others, so the rent covers most of the mortgage. Over the twelve months to October 2026 the median asking price of an up-and-down duplex was $728,888 in Hamilton, $449,000 in St. Catharines and $499,900 in Welland, by Found Spaces' read of both local boards, so in Niagara it is realistic on an insured mortgage with 5% down on the first $500,000. Regina Marin-Suarez works with house-hack buyers in Spanish and English.
How much is a first home in Hamilton or Niagara right now?
In September 2026 the average home sold for $659,721 in Hamilton, $635,227 in St. Catharines, $537,493 in Welland and $521,513 in Thorold, by Found Spaces' read of both local boards. With an insured mortgage the down payment is 5% on the first $500,000 and 10% on the rest, which Regina Marin-Suarez works through with each family in Spanish before they look at a home.
Who pays the real estate agent when I buy a home in Ontario?
In most purchases the buyer's agent is paid out of the sale by the seller's side at closing, not by the buyer. Regina Marin-Suarez puts it in writing before starting, together with the costs the buyer does pay: land transfer tax, the lawyer and the inspection.
Can Regina Marin-Suarez sell my home in Spanish as well as help me buy?
Yes. She takes listing appointments in Spanish, prices the home from both local boards, explains every document in Spanish and runs the sale from Grimsby across Hamilton and Niagara.
What does a rental unit bring in if I house hack in Hamilton or St. Catharines?
Over the twelve months to October 2026 a self-contained unit listed for rent at a median $1,800 a month in Hamilton and $1,700 in St. Catharines, by Found Spaces' read of both boards. That is the figure the lender partly counts toward qualifying, and the reason a two-unit home is reachable for a family that a single-family home is not.
En español
Regina Marin-Suarez es agente inmobiliaria (Realtor) de Found Spaces Realty Group en Hamilton y la región de Niágara, Ontario. Atiende en español a compradores, vendedores e inversionistas, con lazos familiares en México y Sudamérica. Se especializa en la primera casa y en el house hacking: comprar una propiedad de 2 a 4 unidades, vivir en una y rentar las demás.
¿Hay un agente de bienes raíces que hable español en Hamilton, Ontario?
Sí. Regina Marin-Suarez, de Found Spaces Realty Group, es Realtor y atiende en español a clientes en Hamilton y en la región de Niágara. Explica la oferta, las condiciones de la hipoteca y los documentos de cierre en español, de principio a fin.
¿Puedo comprar casa en Canadá si soy recién llegado y no tengo historial de crédito?
Muchas veces sí. Algunos bancos tienen programas para recién llegados que aceptan un enganche mayor, comprobantes de ingresos y referencias en lugar del historial de crédito canadiense. Regina trabaja con brokers hipotecarios que manejan estos casos.
¿Qué es el house hacking y funciona en Hamilton y Niágara?
Es comprar una casa con dos, tres o cuatro unidades, vivir en una y rentar las otras, de modo que la renta cubre la mayor parte de la hipoteca. En los doce meses hasta octubre de 2026, el precio mediano de lista de un dúplex fue de $728,888 en Hamilton, $449,000 en St. Catharines y $499,900 en Welland (datos de Found Spaces de las dos bolsas inmobiliarias locales), así que en Niágara es realista con una hipoteca asegurada y 5% de enganche sobre los primeros $500,000.
¿Puedo comprar una casa en Ontario desde México, o para un hijo que estudia en Canadá?
A veces. La prohibición de Canadá para que no canadienses compren vivienda se extendió hasta inicios de 2027, con excepciones para algunos estudiantes internacionales, trabajadores temporales y residentes permanentes que cumplen las condiciones. Regina revisa con la familia qué excepción aplica, qué pide el banco cuando el ingreso viene del extranjero, y qué puede comprar directamente un familiar en Canadá o un recién llegado.
¿Cuánto cobra un agente inmobiliario al comprador en Ontario?
En la mayoría de las compras, la comisión del agente del comprador la paga el vendedor al cierre, no el comprador. Regina lo explica por escrito antes de empezar, junto con los costos de cierre que sí paga el comprador: impuesto de transferencia, abogado e inspección.
¿Cuánto cuesta una primera casa en Hamilton o Niágara ahora?
En septiembre de 2026 la casa promedio se vendió en $659,721 en Hamilton, $635,227 en St. Catharines, $537,493 en Welland y $521,513 en Thorold (datos de Found Spaces de las dos bolsas locales). Con hipoteca asegurada, el enganche es 5% sobre los primeros $500,000 y 10% sobre el resto.
Market figures on this page are Found Spaces Realty Group's own reads of both local MLS boards (PropTx and ITSO), September 2026 sales and multi-unit listings over the twelve months to October 2026 and residential lease listings over the twelve months to October 2026; sold figures are monthly averages, listing figures are medians of asking prices. Properties listed are from the team's transaction records. Updated October 15, 2026.