Buying in 2026

Find out if now is your time to buy.

Prices in Hamilton, Burlington and Niagara have come down from the 2022 peak, and a 30-year mortgage is back for first-time buyers. For a lot of people, that turns "not yet" into "now". Leave your name and number and we'll set up a free 10-minute call to go over your numbers.

Sandy MacKay, REALTOR®Shelley-Ann Magill, REALTOR®Steve LoPresti, REALTOR®

A real person on our team reads every message and texts you back, usually within the hour.

Where should we reach you?

Your name and number. We text you to pick a time for your free 10-minute call.

When?
Talked to a lender? (optional)

We follow up by text or email, usually within the hour.

A couple laughing on the front step of their first home, holding the key
  • Prices across Hamilton, Burlington and Niagara have come down from the 2022 peak.
  • A 30-year mortgage is back for first-time buyers, so the monthly payment is smaller than most renters think.
  • Most people find out they're closer than they thought. Some find out it's smarter to wait a little. Either way, you'll know.
  • Ten minutes, by phone.

On the call

  • What your monthly payment would really be at today's prices.
  • How much you need saved, and the programs first-time buyers can use for it.
  • Whether now or a bit later makes more sense for you.
  • If you want it, a free review with one of our mortgage partners.
Book my free 10-minute call

Rent-to-Own Pre-Check · 60 seconds

A lender said "not yet"? Four taps show whether rent-to-own is worth a closer look, and what the next step is.

See my next step

Nobody on the call will push you to buy. You'll see what buying would really cost you right now, so you can decide with real numbers in front of you.

General information, current to October 2026. Not mortgage, legal or tax advice. Programs change; confirm the current rules with a licensed mortgage professional. Sandy MacKay, REALTOR®. Found Spaces Realty Group, Real Broker Ontario Ltd., Brokerage.

Frequently asked

Questions people ask us

No. It's ten minutes going over your numbers with one of our agents. If now isn't your time, we'll say so, and tell you what to watch for.

No. Most people we talk to haven't spoken to a lender yet. The call is how you find out where you stand before anyone pulls your credit.

We text you within the hour to pick a time that works for you. The call is by phone and takes about ten minutes.

Burlington, Hamilton and Niagara, and the towns in between.

Buying in 2026

Ten minutes on the phone. Free.

You'll hang up knowing where you stand.

Book my free 10-minute call